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Why Most Pensions Are Exempt From Garnishment
Pensions are a vital source of income for many retirees, providing financial stability and security in their later years. Most pensions...

Peter Schneider
Feb 273 min read
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Misusing subpoenas in a telemarketing case - a cautionary tale
I just wrote a different post on who bears the expense of responding to subpoenas , and someone pointed me to the story of a pro-se TCPA...

Peter Schneider
Feb 2511 min read
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What to do when witnesses don't want to testify
If you deal with enough scammers and telemarketers, you will run into witnesses who refuse to testify. The correct thing to do is use the...

Peter Schneider
Feb 245 min read
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Who pays the price of litigation. Or at least subpoena compliance?
The subpoena is a powerful document in litigation. It is a court order (when used properly) requiring a non-party to do things like...

Peter Schneider
Feb 244 min read
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Why most Social Security Funds Can't Be Garnished
Social Security funds provide a critical financial safety net for millions of Americans, particularly the elderly, disabled, and...

Peter Schneider
Feb 242 min read
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Understanding Chapter 13 Bankruptcy
Chapter 13 bankruptcy, often referred to as a "wage earner's plan," is a type of bankruptcy that allows individuals with an income above...

Peter Schneider
Feb 233 min read
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Understanding Chapter 7 Bankruptcy
Chapter 7? Chapter 11? Chapter 13? What are all these "chapters" and which one would be best for me? Chapter 7 bankruptcy, often referred...

Peter Schneider
Feb 213 min read
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Avoid the TKO - defending against summary judgement in telemarketing lawsuits
If the TCPA plaintiff doesn't ask for much, many telemarketers will settle quickly. But some want to fight every lawsuit, and if the...

Peter Schneider
Feb 177 min read
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The harder they come the harder they fall
The great Jimmy Cliff once sang "the harder they come, the harder they fall." I experienced a similar phenomenon when a collection agency...

Peter Schneider
Feb 63 min read
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How to Look after yourself because the judiciary isn't looking out for you
Imagine you are checking out at a sale-resale store, and the clerk tells you if you want to sell the movies you are purchasing back...

Peter Schneider
Feb 56 min read
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Set the hook on 47 CFR § 64.1200(d) TCPA violations
One of the regulations implementing the Telephone Consumer Protection Act is 47 CFR § 64.1200(d): No person or entity shall initiate any artificial or prerecorded-voice telephone call pursuant to an exemption under paragraphs (a)(3)(ii) through (v) of this section or any call for telemarketing purposes to a residential telephone subscriber unless such person or entity has instituted procedures for maintaining a list of persons who request not to receive such calls made by or

Peter Schneider
Feb 56 min read
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Be very wary of poorly worded requests for admissions or you'll be like this defendant
In a past blog article I wrote about admissions vs stipulations , and the inherent weaknesses of admissions. Admissions in federal court...

Peter Schneider
Feb 42 min read
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Telephone Consumer Protection Act call time restrictions
A lesser known restriction in the Telephone Consumer Act's implementing regulation 47 CFR § 64.1200 (c): No person or entity shall...

Peter Schneider
Feb 43 min read
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Washington State's Consumer Electronic Mail Act works on emails too
Earlier I wrote about Washington State's Consumer Electronic Mail Act RCW 19.190 's application to text messages , and I mentioned it...

Peter Schneider
Feb 33 min read
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Washington State's Consumer Electronic Mail Act vs the Telephone Consumer Protection Act
The Telephone Consumer Protection Act (TCPA) is a federal statute regulating telephone solicitation and telephone call technology. Each...

Peter Schneider
Feb 37 min read
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ANOTHER foolish telemarketer MTD that results in a nice review of agency law
Just days ago I was writing about my second hand embarrassment for another attorney who wrote a poorly received motion to dismiss in ...

Peter Schneider
Feb 39 min read
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Are opt-in confirmation texts actionable under the TCPA? Federal judge says Maybe!
Today I want to talk about a defendant in a TCPA lawsuit that sent some confirmation text messages and is now going to trial for unwanted...

Peter Schneider
Feb 28 min read
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YES California's CIPA protects out of California plaintiffs!
California has a strict invasion of privacy law commonly known as CIPA. It provides a statutory award of $5,000 for recording a call...

Peter Schneider
Feb 16 min read
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I just helped negotiate a six figure TCPA settlement
It feels great to help a client who has been harassed with hundreds of unwanted telephone calls get compensated, but I am writing this...

Peter Schneider
Jan 312 min read
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Telemarketer breaks a deal and faces the wheel
Many telemarketing lawsuits end in a settlement agreement. Most lawsuits that get past the motion to dismiss stage end in a settlement agreement. And defendants often require settlement agreements to have confidentiality and non-disparagement clauses because they are concerned that if the TCPA plaintiff runs around telling the world that he got a big fat check for calls from the defendant, it will encourage a lot more TCPA plaintiffs to come after the defendant. From a defend

Peter Schneider
Jan 317 min read
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